More recently, all round Superintendency out of Economic Agencies (SUGEF, Superintendencia General de Entidades Financieras), new monetary regulator, has continued to develop gender indicators and you can plans to orientate procedures to help you link this new gender pit.
The Ministry regarding Discount, Industry and you can Commerce (MEIC – Ministerio de- Economia, Industria y Comercio) is the governing human body guilty of regulations on private effort, providers creativity and you will campaign away from providers community for the community, commerce and you will qualities groups, as well as this new SME market. Related to aforementioned, this new MEIC really works inside the control to your bank operating system toward style of borrowing from the bank applications aimed at the latest market and also for generating their use of digital communication attributes and you will enhance their formalization. In this sense, the newest MEIC might have been working with the fresh new INAMU additionally the Federal Studying Institute (INA, for the acronym during the Foreign language) on the structure and you will performance away from a certain system for women entrepreneurs: the fresh Federal Program having Businesswomen.
The fresh Central Financial of Costa Rica (Banco Main de- Costa Rica, BCCR) accounts for the fresh new financial and you may rate of exchange policy. New Federal Council to possess Oversight of the Financial system (CONASSIF) is the regulator and you will supervisory power functioning through the Superintendencies: > SUGEF: to possess monetary intermediaries (AFI associate given that 2013), > SUGEVAL: to possess bonds, > SUPEN: on the national retirement system, and you may > SUGESE: to your insurance coverage markets.
Throughout the Program off Financial getting Creativity (SBD) Act n? 9274, article 8 says your SBD perform build guidelines to help you counteract gender inequalities, with money policies and you may non-investment that enable equitable accessibility for females, when it comes to access to borrowing from the bank, guarantees and non-monetary features and you will team development. Financial agencies that supply SBD information should have, amongst their money programs, guidelines one to make up for gender inequalities.
Concerning particular software out-of INAMU, through FOMUJERES (practically “this new finance for women”), a good nonreimbursable funds, finances women that present company initiatives otherwise initiatives to guard women’s liberties. In 2021, FOMUJERES gave assistance so you’re able to 572 systems out of rural female most of the along side country, having step one.8 million USD. The amount of brand new finance info since the 2014 are USD nine.8 million to finance over step 3.000 active plans.
Off data range, Costa Rica could have been event sex-disaggregated borrowing studies brightwomen.net johtava sivusto for many years, triggerred because of the federal ID program
In the long run, the newest Combined Institute of Social Help (IMAS – Instituto Mixto de Ayuda Societal), with their trust FIDEIMAS (actually IMAS?Trust), authored inside the framework of the Law away from Focus on Feminine in Impoverishment Criteria, is aimed at investment more and subsidiary guarantees, through credits that have beneficial interest rates. The brand new faith now offers courses, technology guidelines and you may follow-up for folks otherwise organizations one to would effective ideas.
3.step one Industrial Banking institutions
New economic business for the Costa Rica try controlled because of the stateowned banking institutions that allow to achieve coverage objectives and therefore are involved with system innovation, monetary introduction and you will SME credit. For the 2008, the world centered the credit Finance for Creativity (Fondo de- Credito para poder este Desarrollo) which is used to finance programs into the Program off Financial to have Creativity (SBD). Within this context, individual financial institutions was required to import money to say-possessed banking companies involved with SBD.
A mechanism out-of program-large coordination, along with economic intermediaries […] and you will microfinance organizations […] for the purpose of financial support and generating active and you will practical innovation projects.
Among county-owned banking institutions, brand new Banco Nacional provides implemented, because the 2010, Banca Mujer, an application to promote the development of Costa Rican female thanks to consultative and you may funding. As advisory line has economic degree, classes, team support, issues exhibition and you can change missions, the new money line brings credit getting MSME funding and you may providers process, credit cards to pay for liquidity demands, support to track down make certain facts. The application is aimed at empowering female and producing really-being for ladies, their families and their people.